When you can get your money

Your KiwiSaver savings will generally by locked in until:

• You’re eligible for NZ Super (currently 65), or
• You’ve been a member for at least 5 years (if you joined over the age of 60).
• You may be able to make an early withdrawal of part (or all) of your savings if you’re: (Subject to conditions)
  • Buying your first home
  • Moving overseas permanently
  • Suffering significant financial hardship
  • Seriously ill.