Why Join KiwiSaver?

KiwiSaver has a range of membership benefits including contributions from your employer and the Government, as well as help buying your first home.

  • To help you save, the Government will make an annual contribution towards your KiwiSaver account as long as you are a contributing member aged 18 or over -Member tax credit – For every $1 you contribute, the Government will contribute 50 cents (to a maximum of $521).
  • Compulsory employer contributions – If you’re eligible, your employer will also contribute an amount equal to 3% of your pay to your KiwiSaver savings.
  • You may be able to withdraw some of your KiwiSaver savings to put towards buying your first home.
  • After 3 years of contributing to KiwiSaver, you may be entitled to a first home deposit subsidy. The subsidy is administered by Housing New Zealand and will be paid to your solicitor on the day the purchase of the property is settled.